Marcus Vale

Business & Markets Editor

Marcus Vale reports on markets, the global economy and corporate strategy, translating financial jargon into plain English.

107 articles

Business

What Is a Zero-Hours Contract?

A clear UK guide to zero-hours contracts: what they are, the rights workers have, what is and is not allowed, the pros and cons…

Marcus Vale · · 6 min read
World

What Is a Credit Crunch?

A credit crunch is a sudden, severe tightening of lending across the economy. Here is what causes one, how it spreads, and what…

Marcus Vale · · 5 min read
Business

What Is Pension Auto-Enrolment?

A plain-English UK guide to pension auto-enrolment: what it is, who must be enrolled, employer and employee contributions, opting…

Marcus Vale · · 5 min read
World

What Is Quantitative Easing?

Quantitative easing is a tool central banks use to support the economy by creating new money and buying financial assets. Here is…

Marcus Vale · · 5 min read
World

What Is a Sovereign Wealth Fund?

A sovereign wealth fund is a state-owned investment fund that puts a country's surplus money to work in assets around the world…

Marcus Vale · · 5 min read
Business

What Is a Merchant Account?

A clear UK guide to merchant accounts: what they are, how card payments actually flow, the fees involved, how they differ from…

Marcus Vale · · 6 min read
World

Bull vs Bear Market

A bull market is a sustained rise in prices; a bear market is a sustained fall. Here is what the terms really mean, where they…

Marcus Vale · · 6 min read
Business

What Is a Business Current Account?

A plain-English UK guide to business current accounts: what they are, how they differ from personal accounts, when you legally…

Marcus Vale · · 6 min read