Rachel Stone

Personal Finance Editor

Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.

117 articles

What Is the UK Tax Year?

The UK tax year runs from 6 April to 5 April, not from January. This guide explains why it falls on those odd dates, the key…

Rachel Stone · · 5 min read

What Is a P11D?

A P11D is the form employers use to report taxable benefits in kind, such as a company car or private medical insurance. This UK…

Rachel Stone · · 5 min read

What Is a P45?

A P45 is the form you get when you leave a job, showing your pay and tax so far this year. This UK guide explains what it…

Rachel Stone · · 5 min read

Dividend Tax Explained

Dividend tax is the Income Tax you pay on dividends from shares and company profits above a tax-free allowance. This UK guide…

Rachel Stone · · 5 min read