Rachel Stone

Personal Finance Editor

Rachel Stone writes about borrowing, budgeting, credit and consumer rights, with a focus on clear, practical guidance and pointing readers to trustworthy help.

116 articles

What Is Home Equity?

Home equity is the share of your property you truly own — its value minus what you still owe. This UK guide explains how equity…

Rachel Stone · · 5 min read

Junior ISAs Explained

A Junior ISA is a tax-free savings or investment account for a child under 18. This UK guide covers the two types, the annual…

Rachel Stone · · 5 min read

Marriage Allowance Explained

Marriage Allowance lets some couples reduce their tax bill by transferring part of one partner's personal allowance to the other…

Rachel Stone · · 5 min read