How to Choose a Lender: A Borrower's Checklist
Before you borrow, check that a lender is FCA-authorised, compare the total cost rather than the headline rate, and be honest…
#Affordability
Stories tagged “Affordability”.
4 stories
What Is Responsible Lending? How Affordability Checks Work
Responsible lending means a firm checks you can afford to repay before it lends. This guide explains affordability and…
Beyond Your Credit Score: How Lenders Really Assess You
Your credit score is only part of how a lender decides. This guide explains how affordability, income and outgoings, open banking…
Mortgages Explained: How Home Loans Work
A mortgage is a loan secured against a property, repaid over many years. This UK guide explains loan-to-value, terms…